Terms of Service

By accessing Phishing Risk Calculator (accessible at phishingriskcalculator.com), you agree to these Terms.

1. Actuarial & Informational Use

Calculations, risk forecasts, and model outputs are generated for institutional estimation purposes and should be paired with formal legal or compliance counsel.

2. Intellectual Property

All algorithms, UI tokens, interactive shaders, and proprietary scoring models remain the sole intellectual property of Phishing Risk Calculator.